@article {595,
	title = {An SMS - Based one - Time - Password scheme with client - Side validation},
	journal = {Journal of Digital Information Management},
	volume = {13},
	year = {2015},
	note = {Export Date: 22 February 2018},
	month = {2015},
	pages = {69 - 75},
	url = {https://www.scopus.com/inward/record.uri?eid=2-s2.0-84930396014\&partnerID=40\&md5=25262d5aa35b7270c00ed1be30ba1565},
	author = {Hwang, J.-J. and Hsu, Y.-C. and Liao, G.-Y.}
}
